Tuition options

Pay when you're earning, not when you're learning. That is our motto at Turing College. Our Income Share Agreement (ISA) is a contract agreement between a learner and Turing College. With our ISA, our learners don't have to pay for their studies right away. Instead, they agree to pay Turing College a percentage of their salary when they've landed a job after graduation and are earning a gross salary of 2,200 Euros or more. When they have reached this point, they'll start paying monthly installments of 18% of their net monthly salary.

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None. It’s not a loan. The similarity between an ISA and student loan lies in the fact that you are committing to paying back the lender via an agreement with fixed conditions. Our model in other aspects, bears no relation to a student loan.

The most pronounced difference between an ISA and student loan is that you do not have to pay if you do not earn enough. In other words, if you do not succeed after graduation, then we assume financial responsibility and consider the ISA an unsuccessful investment. This is proof of just how much we trust that only high-achievers in their fields get through our admissions process.

The Income Share Agreement requires learners to report their job status and income to our internal ISA support team. For more questions regarding income reporting, please contact us directly at payments@turingcollege.com.

No. Our ISA requires that you sign no other ISAs. Also, we want to make sure you get a job, not go on to more schools or programs.

With ISA funding, you don't have to pay for your learning now. Instead, when you've landed a job after graduation, and you're earning a gross salary of 2,200 Euros or more, you'll start paying monthly installments of 18% of your net monthly salary. The minimum liability of ISA is to cover €9,000. ISA liability period - 5 years.

Let us see how this works in practice with some numbers:

• A net salary of 1,350 Euros equals payments of 243 Euros per month for 33 months.
• A net salary of 2,000 Euros would mean monthly payments of 360 Euros for 25 months.
• And with a net salary of 2,500 Euros, 450 Euros per month for 20 months.
  

For all learners, the first month  is treated as a demo month. This means that they can decide to withdraw free of charge if they see that Turing College is not for them. In this case, and if they are still in Module 1, learners can drop out free of charge.

For the latter cancelations stages, learn more here: Cancellation, Refund, & Tuition Proportion policy.

The core of the data science course consists of six modules:

1. Data Science Fundamentals
2. Data Engineering
3. Machine Learning
4. Deep Learning
5. Team specialization module
6. Specialization module

Each of these modules covers the most important topics in Data Science. The modules are integrated and designed to build upon one another - later modules are more advanced and depend on the skills that have been gained in the first modules. In this course every module teaches you important practical skills, starting with the most important first. Once you have completed  the Data Science Fundamentals module, you will already have many of the skills that are necessary to be a data scientist. Each subsequent module builds upon this foundation, expanding your data scientist capabilities with new tools and deeper insights.

The course takes around 9 months on average to complete for part-time learners. This averages at 1.5 months per module. For full-time learners, the average time for progressing through a module is expected to be 1 month, while each sprint can take up to 1 week on average.

If your career takes an unexpected twist and you suddenly find that you are no longer making enough money, your payments to Turing College will be delayed until you get back on track and there’s no interest to pay.

The price difference helps us to offset the extra risk that we have to assume. Imagine that after your studies you start working, but then suddenly you just decide to take a year off. What would happen with your ISA? You simply postpone it, which then means that we do not receive any payments.

Yes. Our hiring partners are very interested in our future graduates. This means that a hiring partner may be willing to take your ISA assume responsibility for your ISA  once you’re hired. In this case, you will not need to worry about it while you are working there.

For an ISA Agreement - an ISA Agreement and Enrollment Agreement.

For an Up-front payment - an Up-Front Payments Agreement and Enrollment Agreement.

Learners who passed the admissions and have no bad credit track record.

The similarity between an ISA and student loan lies in the fact that you are committing to paying back the lender via an agreement with fixed conditions. Our model in other aspects, bears no relation to a student loan.

The most pronounced difference between an ISA and student loan is that you do not have to pay if you do not earn enough. In other words, if you do not succeed after graduation, then we assume financial responsibility and consider the ISA an unsuccessful investment. This is proof of just how much we trust that only high-achievers in their fields get through our admissions process.

Also, if your career takes an unexpected twist and you suddenly find that you are no longer making enough money, your payments to Turing College will be delayed until you get back on track and there’s no interest to pay. Compare this to a bank loan, where you are locked into making payments irrespective of your actual financial situation, and you’ll understand why ISA’s make sense.

Another difference is the rate of repayment (admittedly, this question only comes into play with iSA’s when you are earning enough). If you make an ISA, the "share" you pay back to the investor directly depends on your income. The percentage varies according to the institution and usually has a "cap" — the maximum amount of return, so you do not have to worry that you’ll pay too much even if you are earning an impressive salary.

The benefits of ISAs:

• Fostering aspirations. ISAs allow you to choose the study program you really want, whatever the cost. This also promotes a greater diversity among learners and removes obstacles to education due to socioeconomic backgrounds.
• More financial security. The payments only start when you are financially able. If you are not earning a certain amount of money, you do not have to repay. What is more, if you stop earning enough income, the payments also stop with no interest.

‍Flexibility. Despite your studying costs, ISAs allow you to meet your financial obligations more flexibly. Your payment depends on your income, and the contract is signed for a fixed period so you can plan your future.

Your employer is our Hiring Partner:

• If your employer is our Hiring Partner in Lithuania and you're earning a gross salary of 2,200 Euros, a fixed-rate of 18% applies. From 2,200 Euros, your repayment will be 396 Euros. The employer transfers this sum to Turing College on your behalf, and your gross salary decreases to 1,804 Euros (1,125 Euros net income). In this case, we will receive 396 Euros/month for 20 months (9,000 Euros is the minimum sum and maximum sum): 225 Euros/month from our learner and 171 Euros/month from the Hiring Partner on our learner's behalf.
  

Your employer is not our Hiring Partner:

• If any other company hires you, a fixed rate of 18% applies for a net income of 1,350 Euros. In this case, 243 Euros/month installments for 37 months will be transferred by you to Turing College (9,000 Euros is the minimum and maximum sum).

5,000 Euros.

Yes, you can split the payment into a  total of 6 installments. The price of the studies, in this case, is 6,000 Euros.

Our price is high because with the ISA model because:

• we assume the risk of a student not repaying fully
• the price is spaced out over multiple years, so, with inflation and market prices factored in, it’s worth less than an upfront payment
• we aim to offer content that is equal to that provided by the best international institutions whose courses stretch to tens of thousands of dollars