When should I pay ISA?

With ISA funding, you don't have to pay for your learning now. Instead, when you've landed a job after graduation, and you're earning a gross salary of 2,200 Euros or more, you'll start paying monthly installments of 18% of your net monthly salary. The minimum liability of ISA is to cover €9,000. ISA liability period - 5 years.

Let us see how this works in practice with some numbers:

• A net salary of 1,350 Euros equals payments of 243 Euros per month for 33 months.
• A net salary of 2,000 Euros would mean monthly payments of 360 Euros for 25 months.
• And with a net salary of 2,500 Euros, 450 Euros per month for 20 months.